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Flexible Finance Options

Rent-Try-Buy®

Rent-Try-Buy® is a 12-month rental agreement, allowing you to try quality commercial bakery equipment before you buy it. Enjoy unrivalled flexibility when it comes to owning and managing your bakery equipment.

Lease-to-Keep®

Perfect when you know what you want, Lease-to-Keep gives you the commercial bakery equipment you need now, with low monthly payments spread over four years. At the end of the term, the bakery equipment is all yours. Simple.

How Lease-to-Keep works

With Lease-to-Keep you get the equipment you need now, with monthly payments spread over four years. At the end of the term, the equipment is all yours. Simple. 

Lease-to-Keep is for businesses who have been trading for more than 12 months and are financing over $10,000 worth of equipment. If that's not you, check out Rent-Try-Buy® - it's perfect for new businesses and finance applications under $10,000 - and it offers unrivalled flexibility.

What are the benefits of renting equipment?

Renting kitchen equipment can be a good alternative to buying outright, for a number of reasons. Firstly, there are a lot of costs involved in setting up and running a commercial kitchen, so choosing to rent commercial kitchen equipment can leave you more money for running your business and other expenses.

Secondly, there may be tax benefits to renting restaurant equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy you get additional flexibility over typical rental products.

You can decide to upgrade your equipment in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a 50% gross rental rebate on your payments so far (up to 12 months).

At the end of your 12 month contract, you can decide whether to keep renting your restaurant equipment, work towards ownership, or return. Please note that if you decide to purchase your kitchen equipment after the end of your 12 month term, the net rental rebate drops to 25% after 12 months.

What is the difference between leasing and renting equipment?

Typically, the difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product – Rent-Try-Buy, and a finance lease product – Lease-to-Keep®. They are different in several important ways. 

With Rent-Try-Buy, you rent your commercial kitchen equipment and make weekly rental payments for a 12 month term, while retaining the option to purchase your equipment or upgrade it during the term. At the end of the 12 month rental term, you have the additional options to return, continue renting or work towards ownership with our Easy Own® product. 

With Lease-to-Keep you sign up for a 48 month term, you make monthly lease payments, and at the end of the term you own the commercial kitchen equipment (providing the last payment has been made and customer is not in breach of the agreement).

Get a head start on your application.

Getting pre-approved for up to $40,000 in equipment finance is easy, and we look for ways to say "yes". Fill in your details, and we'll begin to process your application and get in touch within one business hour. There's no obligation to finance with SilverChef as a result of completing this form, and we won't run any credit checks without your permission.

Download the application form.